Independent Property Valuation

In the UK property market, one key factor plays a critical role in buying and selling decisions: understanding the true market value of the property. An independent property valuation provides the most reliable means of determining this. Whether you're buying, selling, considering an extension, or looking to secure a loan, an independent RICS property valuation could be invaluable.

A property valuation is conducted by an experienced RICS Chartered Surveyor who assesses the property's condition, including its unique features and attributes. This comprehensive evaluation estimates the assessed property's worth and helps establish its market value.

The independent valuation report will provide in-depth details about the property in question, including but not limited to its size, location, and condition. Such a report may prove crucial when you want to know how much a property similar to yours might fetch in the current market or when you want to gauge the value of your home.

Independent Property Valuation, Harding Chartered Surveyors

Valuation Cost

Typically an RICS Valuation can cost anything from £450 upwards, depending on the rough market value of the property. Click on the quotation form below for an instant, accurate quote for your property.

Why Opt for an Independent RICS Property Valuation

An independent property valuation provides an unbiased estimation of a property's market value. It differs from a mortgage valuation conducted by a mortgage lender, which primarily aims to verify whether the property is a good security for a loan. An independent valuation provides a comprehensive view, considering all aspects of the property, and serves the owner's best interest.

Whether you want to sell your property or secure a mortgage, an independent valuation will give you a realistic understanding of your property's value. This insight can help you make informed decisions and negotiate better deals with potential buyers or lenders.

Independent Property Valuation, Harding Chartered Surveyors

The Role of an Independent Valuer 

A Chartered Surveyor is a highly trained and certified professional who offers various services, including property valuation and surveys. They adhere to the rigorous standards that the RICS sets, ensuring the valuation's accuracy and reliability.

Difference Between an Estate Agent’s and an Independent Valuation

An estate agent typically provides property valuations as a part of their service. However, it's important to remember that an estate agent’s primary objective is to sell your property. Their desire to secure a mandate from you might influence their valuation. On the other hand, an independent property valuation is performed by a neutral professional with no vested interest in the outcome of the valuation. This impartiality ensures a realistic and reliable valuation.

Independent Property Valuation, Harding Chartered Surveyors

Types of Valuations

Market Valuation: This involves assessing a property's market price, considering factors like size, condition, location, and other attributes.

Equity Valuation: This valuation helps determine the current value of a property, which is useful for paying off a help-to-buy loan or increasing ownership share.

Help to Buy Valuation: It's used to independently verify the value of a council or housing association home that tenants plan to buy.

Probate and Inheritance Valuation: This is needed to distribute a deceased person's estate to beneficiaries and determine inheritance and capital gains taxes.

Capital Gains Tax Valuation: This estimates the increase in property value for capital gains tax calculations when a property is sold.

ATED Valuation: Used by companies owning UK residential property over £500,000 to determine their annual tax liability.

Non-Domicile Valuation: This provides the market value of a UK property for non-UK residents, assisting in tax compliance and decision-making for property sales.

Divorce Settlement Valuation: An impartial valuation determining fair asset distribution during a divorce.

Insurance Reinstatement Valuation: This determines the cost of rebuilding a property in case of significant damage, providing a basis for insurance coverage.

Commercial Valuation: This assesses the value of commercial properties, such as shops and offices, for various purposes, including loans, tax, insurance, or charity act compliance.

Recent Reviews from Harding Chartered Surveyors

Independent Property Valuation, Harding Chartered Surveyors
Based on 120 reviews
We are very pleased with the service you have provided and would certainly recommend you in future .
Very positive experience. We hired Harding Surveyors to carry out a building survey on a commercial property to be leased from the council. They did a great job and we went back to them again to carry out a schedule of condition report, prior to us moving in. Very helpful, friendly, good communication, and reasonable price. Would recommend.
Dependable and timely - would recommend
Harding Chartered Surveyors have provided very efficient and professional services with their valuation for Probate purposes. Very good communications at the outset when inquiring about their services with prompt response, as well as addressing questions after their report was sent to me.I also found their fees reasonable compared to other quotes. Highly recommended
The report is excellent and was provided promptly. All aspects of the service were handled efficiently and professionally. Many thanks to Charles and the team.
Seamless experience. Very swift and well organised with a thorough survey completed and report returned within less than a week of booking!
Cannot recommend enough. Communication has been excellent throughout the entire process, very accommodating and fast turnaround. Everyone I have spoken to has been so helpful and kind, to make a difficult process much easier.
Excellent and professional services by Mr. Ali. I am indeed very pleased. I will recommend to my friends and others who wants to avail the services of Harding Chartered Surveyors.
Great fast and easy to book. Great price and most of all great staff.
Great experience dealing with Alaa, very helpful and informative, going above and beyond at any opportunity. Thanks!
Very professional and diligent in their assessment. Our surveyor Alaa Ali has been very responsive and patient with all of our queries providing excellent professional advice on the matter. Will definitely recommend them.
I would thoroughly recommend this company. The appointment for a surveyor came quickly. The surveyor was thorough and explained the items he found wrong. The report came through very promptly.
Excellent and very professional work by Kate for the planning and Charlie for the valuation and report - highly recommended.
Excellent service from all the surveyor team.
Very efficient professionals, quick response, I would definitely use their services again.
Independent Property Valuation, Harding Chartered Surveyors


When considering buying, selling, or even remodelling a property, it is essential to understand its worth in the current property market clearly. Harding Chartered Surveyors can provide a professional, independent property valuation report to establish your property's accurate market value.

Their RICS valuation report involves a comprehensive property assessment, considering the house's size, location, and overall condition. The house valuation will consider both the interior and exterior, with the RICS registered valuer having a keen eye for detail and a thorough understanding of how different factors can influence house prices.

It's worth noting that an online house value tool can provide a general idea, but its accuracy can't compete with a valuation conducted by a professional surveyor. Getting an independent property valuation is crucial because it is conducted by a neutral party with extensive knowledge of the property market. The RICS registered valuer brings an unbiased, professional opinion, ensuring a fair price for the property.

Whether you need a valuation for a mortgage application, to determine the loan-to-value ratio, or to know what your property is worth, Harding Chartered Surveyors is here to help. Our RICS-registered surveyors value the property independently, making the valuation process transparent and reliable. There are many reasons why you may need to get a property valuation; it could cost significantly if not done, or one conducted by a neutral party does not accurately reflect the worth of your property.

Our team at Harding Chartered Surveyors is always ready to discuss your specific needs and arrange an independent property valuation. If you want to get your house valued, contact us. We will provide an independent assessment, giving you an accurate idea of how much a similar property is worth, the price you could get for your property, and even the current valuation for an extension.

In conclusion, an independent valuation of your property by a professional surveyor, such as those at Harding Chartered Surveyors, is an invaluable tool that provides you with a precise, current, and comprehensive understanding of the worth of your property.