Leasehold & freehold advice

Leasehold Services in London & the South East

A clearer picture of your lease. Independent valuations and practical advice for lease extensions and collective freehold purchases.

Independent advice. No-obligation quotations.
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Your property. Your next chapter.Take a longer view.
RICS Chartered Surveyors Independent since 1997 Advice for leaseholders & freeholders

Extending your lease or buying the freehold can be an important step in planning your property’s future. Before making an offer or committing to a purchase, you need to understand the likely premium, the factors affecting the valuation and the professional costs involved.

Harding Chartered Surveyors provide leasehold services across London and the South East. Our Chartered Surveyors and RICS Registered Valuers help leaseholders, freeholders and groups of flat owners make informed decisions through independent valuations and practical advice.

Whether you want to extend the lease of your flat, assess a freeholder’s proposed premium or explore buying your building’s freehold with your neighbours, we can help you identify the appropriate valuation service.

Jessica Toogood

Written & Reviewed by

Chartered Surveyor and RICS Registered Valuer

Start with your plans

Which leasehold service do you need?

A valuation for extending one flat’s lease answers a different question from a valuation for purchasing the freehold of an entire building.

I want to extend my lease

Lease extension valuation

Understand the likely premium and the factors behind it before approaching your freeholder or agreeing a proposal.

Explore lease extensions
We want to buy the freehold

Collective enfranchisement

Assess the potential acquisition price so participating flat owners can plan funding and consider the next steps together.

Explore freehold valuations
I have received a proposal

Independent premium advice

Obtain valuation advice on a landlord’s proposed premium or a leaseholder’s offer before committing to financial terms.

Discuss your proposal
There is a valuation dispute

Expert evidence

Explore whether specialist valuation evidence is appropriate for the issues involved, subject to the agreed instruction.

Expert witness services

Unsure where to start? Tell us the property address, remaining lease term and what you hope to achieve. We can explain the relevant service before you instruct us.

More time. A clearer plan.

Lease extension valuations

A lease extension valuation assesses the premium payable to extend your lease. It gives you an informed basis for budgeting, considering an offer and approaching negotiations with the landlord.

The valuation considers factors such as the remaining lease term, the property’s value, the ground rent and any scheduled rent increases. The applicable statutory assumptions and the circumstances of the property also affect the assessment.

  • Understand the valuation factors affecting your premium.
  • Consider a reasonable negotiating position.
  • Plan ahead of a sale, purchase or significant lease-length threshold.

Our lease extension surveyors can explain the valuation and, where instructed, support negotiations with the landlord’s surveyor, working alongside your solicitor as the matter progresses.

Start before the deadline creates pressure.Early advice is particularly useful if you are preparing to sell or considering a purchase with a shorter lease. It gives you time to assess your options and coordinate the valuation and legal work.
A shared decision

Freehold valuations & collective enfranchisement

If you and your neighbours are considering buying the freehold of your building, a professional valuation helps you understand the potential acquisition price.

Collective enfranchisement is the process through which qualifying flat owners can purchase their building’s freehold together. A solicitor should confirm whether the building and participating leaseholders qualify, while the valuation assesses the financial terms of the proposed acquisition.

Curved stone buildings along a London street

Plan the purchase together.

Our freehold valuations consider the relevant property interests, lease lengths, ground rents and valuation assumptions. The advice helps participating owners assess the proposal, plan funding and approach negotiations with a clearer understanding of the figures.

Before proceeding, discuss how the purchase would be funded, how costs would be shared and how the building would be managed afterwards. Freehold ownership brings continuing responsibilities for maintenance, insurance and administration, which should form part of your planning.

Put your plans into perspective

Lease extension & freehold calculators

Use Harding’s existing premium calculators directly below. Select your location, remaining lease term, long-lease market value and current yearly ground rent to obtain an indicative estimate.

Lease extension premium calculatorHarding’s live calculator

Estimate the premium for extending a flat’s lease. The calculator uses the same form and calculations as our existing lease extension calculator page.

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Prime Central LondonGreater London & Surrey
Enlarge the location mapIllustrative area guide. If your property is near the shaded boundary, ask our team to confirm the calculator area.

The estimate does not account for potential ground rent reviews. It is a starting point for advice, rather than a formal valuation or an offer to the freeholder.

For more background, read our lease extension calculator guide.

Freehold purchase calculatorHarding’s live calculator

Explore an indicative freehold purchase premium using our existing freehold calculator. This simplified estimate is suitable only where the building’s leases have matching lengths and ground rents.

Enter the combined long-lease market value and total annual ground rent for all the flats, together with their common remaining lease term.

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Prime Central LondonGreater London & Surrey
Enlarge the location mapIllustrative area guide. If your property is near the shaded boundary, ask our team to confirm the calculator area.

For mixed lease lengths, different rents, intermediate interests or mixed-use buildings, obtain a property-specific collective enfranchisement valuation. Do not treat the result as a confirmed whole-building acquisition price.

For more background, read our freehold purchase calculator guide.

Check your lease term & plan your budget

Use these additional tools to understand your lease length and add up your own estimated costs.

Use the unexpired term, not the original term. The figures shown are an editable example. This checker does not establish eligibility or calculate a premium.

Your unexpired term82 years, 6 monthsApproaching the 80-year point

Approximately 2 years, 6 months until the term reaches 80 years.

Rules checked in October 2026. The current marriage-value threshold for statutory flat extensions is 80 years or fewer at the notice date. Read the current guidance.

Online estimates are a starting point. Results depend on the information and assumptions used. Unusual ground rent provisions, intermediate interests and mixed-use buildings may need closer investigation. Obtain property-specific advice before making an offer.

In our clients’ words

What our clients say

Read client feedback on their experience with Harding Chartered Surveyors.

Top rated
Harding Chartered Surveyors4.7
Based on 179 reviews
From initial call to report completion - excellent service from all representatives. Would highly recommend
I was very impressed with the responsive, professional and helpful service that I received from Harding Chartered Surveyors. I needed to obtain two surveys to assist with the probate for my brother who had recently passed away. They dealt with my request extremely promptly and with kindness. I asked for a follow-up phone call, so that I could understand one of the figures more fully and Charlie Colville was extremely helpful and gave his time willingly. I will definitely use this firm again if I need a surveyor in the future.
Jessica Toogood arrived at time scheduled. We had house valuation done due to dad passing for IHT. Jessica took adequate time in each area of dads house, was very professional, friendly, gathered all information needed.
Good overall experience.
I contacted Handing Chartered Surveyors to undertake a Level 2 RICS survey for a help to buy redemption in Southall, following issues with the paperwork produced by a large online competitor, resulting in the original valuation document being rejected. On contacting Harding I set out my needs along with the issues faced previously, and Harding were very quick to respond, as well as to confirm they were happy to be flexible if there were issues with the process after the valuation report was produced. Jessica from the team visited and undertook the survey following a discussion about my specific situation and needs, as well as discussing the process and next steps. She was kind, courteous and communicative throughout, calling to discuss the valuation prior to it being finalised and issued. Help to Buy subsequently accepted the valuation with no issues at all, a success! While it is sometimes cheaper and quicker to go with a large provider, it is also very difficult to discuss case specifics, and to address any challenges. I am personally very grateful for the service I received, a strong reminder to go local to get what you need, and I will very happily employ Harding again for any future survey needs.
Harding Surveyors are very prompt, professional and helpful. Their reports are detailed and very clear. They have saved me from major property headaches that I couldn’t see myself.
Excellent ! Very professional. The report was produced quickly. Charlie, the surveyor, was excellent. I have no hesitation in recommending Harding.
Very straighforward process, excellent support from staff
Alaa came when Hardings said he would, looked at everything, explained as he was going along, explained what he thought the issues were as he surveyed, took time to talk to our neighbour who is also affected by the subsidence, sent report when promised and then has been very available to explain what might happen next and why. Great service.
Extremely professional service. Easy to contact and to establish a good rapport. The final report was extraordinary in detail
Very happy with the service provided. Arrangements were promptly made to access the property to undertake the valuation, after which the report was sent several days later. The report is comprehensive and is of a high professional standard. Overall very pleased with the service. I will return again should I need any more help in the future.
Delivered ahead of time and in agreed scope.
Good service, the initial deadline was missed but the quality of work is good.
I have used Harding Chartered Surveyors three times in the last 2 years to carry out valuations of properties. I found them to be efficient and good value. Kate always got back to me quickly and I was also able to communicate directly with the surveyor. Their final reports were polished and professional. I can recommend.
Extremely professional and personal service. I commissioned two reports recently, one for a structural engineering inspection and one for a full level three report. Both reports gave me what I required and more. I would highly recommend.
Understand the full picture

Leasehold valuation costs & timescales

Your overall budget should distinguish between the premium paid for the property interest and the professional fees involved in completing the transaction.

  • Premium or purchase priceThe amount paid for the lease extension or freehold interest.
  • Your professional feesValuation, negotiation and solicitor’s fees within the agreed scope.
  • Other party’s costsAny landlord’s costs payable under the applicable process.
  • Additional expensesTransaction charges, further expert advice or tribunal costs where applicable.

For statutory flat lease extensions, current guidance explains that leaseholders are generally responsible for the landlord’s reasonable legal and valuation costs as well as their own professional fees. Your solicitor can explain the liabilities relevant to your claim. See the Leasehold Advisory Service’s preparation guidance.

Our quotation depends on the property, the number of interests involved and the scope of work required. Ask us to confirm what is included for the initial valuation, negotiations and any subsequent advice.

The report is one stage of the process.Overall timescales depend on document availability, the legal route, responses from the other party and whether terms can be agreed. Tell us about any sale date or legal deadline at the outset.
A straightforward approach

From first question to next decision.

We agree what you need, assess the valuation and explain what the figures mean for your plans.

Surveyor preparing inspection notes on a clipboard inside a property
  1. Tell us about your property

    Provide the address, property type, approximate value, remaining lease term and ground rent details. For a freehold purchase, tell us how many flats and participating owners are involved. Mention existing offers, notices and deadlines.

  2. Agree the instruction

    We confirm the valuation service, information needed and scope of our appointment. Clarify whether you need an initial report, advice on an existing proposal or support through negotiations.

  3. Assess the valuation

    Your surveyor reviews the lease information and property evidence, arranging an inspection where required. We assess the premium using the appropriate approach and explain the material assumptions.

  4. Consider the next steps

    Use the advice to assess your budget and negotiating position. Where included in our appointment, we discuss the valuation with the other party’s surveyor while your solicitor manages the legal process.

Independent since 1997

Property expertise. People you can talk to.

Harding Chartered Surveyors is an independent firm serving London and the South East. Our team includes Chartered Surveyors and RICS Registered Valuers with experience in leasehold reform and property valuation.

We explain the figures in practical terms, helping you understand the assumptions behind the valuation and the decisions ahead. You can discuss your requirements with our team and agree a service appropriate to your property and objectives.

We have no ties to lenders or estate agents. Our advice is based on the property, the evidence and the purpose of the valuation.

David Toogood FRICS, Harding Chartered Surveyors
Chartered Surveyor & Valuer

David Toogood FRICS

David’s experience includes residential and commercial surveys, valuations, leasehold advice and expert witness reports.

View David’s profile
Charlie Colville MRICS, Harding Chartered Surveyors
Chartered Surveyor & Registered Valuer

Charlie Colville MRICS

Charlie specialises in residential valuations, drawing on extensive Prime Central London market experience and eight years in residential agency at Strutt & Parker.

View Charlie’s profile
Jessica Toogood MRICS, Harding Chartered Surveyors
Chartered Surveyor & Valuer

Jessica Toogood MRICS

Jessica specialises in residential and commercial valuations, with a background in quantity surveying, project management and commercial property gained during a decade at Balfour Beatty.

View Jessica’s profile
Kash Gola MRICS, Harding Chartered Surveyors
Chartered Surveyor & RICS Registered Valuer

Kash Gola MRICS

Kash’s experience includes residential and commercial valuations, leasehold enfranchisement, lease renewals, rent reviews and wider landlord and tenant matters.

View Kash’s profile
Meet our full team of surveyors & valuers
Local understanding. Wider coverage.

Across London & the South East.

We provide leasehold valuation advice across London and the South East. Our wider coverage includes North London, East London, South London, Surrey, Hertfordshire, Buckinghamshire and surrounding Home Counties.

From converted period buildings to purpose-built blocks, the appropriate instruction depends on the property and the interests involved. Contact us with your postcode and requirements so that we can confirm availability and the relevant specialist.

A little more clarity

Your leasehold questions, answered.

When should I consider extending my lease?

Seek advice early if you are planning to sell, reviewing your property’s future or approaching the 80-year threshold.

Under current statutory flat lease extension rules, marriage value applies where the lease has 80 years or fewer remaining when the Section 42 notice is served. This can materially affect the premium. Understanding your position before reaching that point gives you more time to plan. Read the Leasehold Advisory Service’s marriage value guidance.

How many years can I add to my flat’s lease?

Qualifying flat leaseholders can currently use the statutory route to add 90 years to the existing term, with ground rent reduced to a peppercorn.

The previous two-year ownership requirement was removed on 31 January 2025. Other eligibility conditions still apply, so your solicitor should confirm your position. See the current statutory lease extension guidance.

Have the new leasehold reforms taken effect?

Some reforms have commenced, while others still require implementation. As at October 2026, the provisions for 990-year statutory extensions and the new enfranchisement valuation framework have not yet taken effect.

Base your decision on the rules currently in force and obtain advice about how future changes could affect your circumstances. See the government’s current enfranchisement reform explanation.

Do I need both a surveyor and a solicitor?

Their work addresses different parts of the transaction. A valuation surveyor assesses the premium and can advise on negotiations. Your solicitor checks the legal position, prepares the relevant notices and documents, manages deadlines and completes the transaction.

Coordinating both advisers early helps ensure that the valuation and legal work support the same objective.

Can you advise on an informal lease extension offer?

We can assess the valuation aspects of a proposed extension within an agreed instruction. Your solicitor should review the proposed lease terms, including the length of the extension, ground rent and any other changes.

Consider the complete proposal before accepting: the initial premium is only one part of the decision.

Is buying the freehold the same as extending my lease?

They are different transactions. A lease extension increases the term of an individual lease. A collective freehold purchase involves acquiring the building’s freehold with other qualifying owners.

The right option depends on your objectives, budget, eligibility and the circumstances of the building. Discuss the valuation and legal implications before deciding which route to pursue.

Can you help if the premium is disputed?

Where instructed, we can support negotiations by explaining the valuation evidence and responding to the other party’s assumptions. If agreement remains difficult, further specialist advice or expert evidence may be appropriate.

Tell us whether a notice has already been served and whether any deadlines are approaching when you first contact us.

Your next step

Let’s make your next decision clearer.

Whether you are extending your lease, reviewing a proposed premium or exploring a collective freehold purchase, Harding Chartered Surveyors can help you understand the valuation and plan your next steps.

Share your property address, lease details and objectives to receive a quotation for the appropriate service.

You can change the service within the form. Prefer the full quote page? Open our instant quote form, or contact our team.

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