Shared Ownership Valuation


What is an Shared Ownership Valuation?


Because London property prices are prone to fluctuation, you need a valuation report that details your property’s current value to increase your share of the ownership, and will need a shared ownership valuation. Our valuations allow you to determine how much additional equity share you can afford.

The valuation excludes any improvements you’ve made to the home, unless you intend to sell it, and it doesn’t provide an in-depth report on the property’s condition or required repairs. If you want a cost estimate for repairs, you’ll need a building survey or a RICS HomeBuyer Report.

If you want to increase your share of the equity in your London property or pay off your help-to-buy loan, you’ll need a valuation from a RICS registered valuer. Fortunately, you can use your valuation to negotiate fair terms for your share increase and to plan your finances accordingly.

At Harding Chartered Surveyors, we can give you an honest and accurate equity valuation that remains valid for three months, and we work completely independently of lenders. Call us today to learn more about property valuations for staircasing.

Shared Ownership Valuation Quote


Shared Ownership Valuation

Benefits of a Shared Ownership Valuation?


From giving you an insight into your home’s accurate value to helping you increment your equity share responsibly, here are the benefits of equity valuations for London properties:

  • Let Independent Surveyors Value Your Home
    Equity valuations let you know how much additional equity you can purchase from your housing developer or the Housing Association.
  • Negotiate Fair Terms of Ownership
    When you increase your share of ownership, your rent payments should reduce correspondingly. Make sure the terms are fair by getting an equity valuation.
  • Protect the Future of Your Finances
    By understanding your home’s true value and the costs involved with increasing ownership, you can budget your finances accordingly.

An introduction to Staircasing


Staircasing is the process of purchasing all or some of the remaining equity in your shared ownership home. You can increment your equity share by a minimum of 10% up to three times, decreasing your ongoing monthly rental payments in the process.

Shared Ownership Valuation

Recent Reviews of Harding Chartered Surveyors

Gilbert Gomes
00:09 11 Jun 21
Professional, helpful, friendly, prompt, value-for-money. I cannot speak highly enough of their thoroughly excellent and efficient service - in particular I really commend Kate's quick and friendly service (I always heard back same day on any query), and Jason's thorough but clear survey (he also phoned me to talk through report as well as submitting formal in writing).
Alex Durbidge
13:09 10 Jun 21
A very helpful, competent and customer-oriented team. Thank you for a great job.
Umar Manzoor
03:11 02 Jun 21
timely & friendly service. thank you
Ilian Walker
08:28 24 May 21
Very quick and efficient, building survey was completed within a very short space of time and the report was delivered the following day. Very satisfied with the service.
James McDonald
16:42 30 Apr 21
We received a a very detailed and informative survey report and were very happy with the service provided by the friendly and knowledgeable team!
Vishal -
12:20 23 Apr 21
This was the first time I had used Hardings and I am very impressed.Their surveyor .Lee, was punctual and provided a very thorough service for our roof survey. The fact her was an ex roofer gave me a lot of confidence that he would provide an honest and thorough report. Which he did and in a very timely way - it was in my hands within a couple of days .Will certainly use again and highly recommend.An added bonus was that Kate , in the office was a delight to deal with.Very prompt and helpful at all points.
julian aston
13:20 20 Apr 21
A FRIENDLY, PROFESSIONAL AND EFFICIENT SERVICE.I needed a probate valuation for a property, I used a search to locate Hardings and they seemed to fit the bill. I am pleased that I did come across them. From the first contact to receiving the report everything was efficient and straightforward. The survey was thorough and informative and the report clear and concise, the fee was reasonable. I have no hesitation in recommending them.
Paul
12:14 31 Mar 21
Very professional, friendly and helpful. I would definitely use them again.
Camilla Horsfall
13:18 02 Mar 21
Sonia Carneiro
17:54 07 Feb 21
The homebuyer's report carried out by Harding Chartered Surveyors was clear informative and timely. The level of detail was just what I needed in order to appreciate what the property needed doing and to help me with my decision to proceed with the purchase process.
Sara Thomas
09:07 19 Jan 21
Really helpful, made the process easy and really efficient service even though it was over the holiday period. Would def recommend / use again
Aimee Glensor
19:09 08 Jan 21
Kate is very responsive and also took time to advise me on the phone at the very beginning. Scott Ingham did our report. It was thorough and informative. Felt in safe professional hands throughout.
Claudio Mascolo
18:24 30 Nov 20
Carina Lau
15:50 20 Nov 20
Fast responses from Kate were much appreciated. Thanks to Jason for undertaking the inspection.
Farid Malik
11:24 11 Nov 20
John Simmons
15:53 29 Oct 20
Scott completed a survey for me on a flat purchase and both he and Kate were great - very quick to respond, knowledgeable, thorough and happy to address any additional questions I had. Would definitely recommend and use them again.
Martina Glaser
17:56 28 Oct 20
Prompt service and a detailed report
John Dennis
17:24 28 Oct 20
David Toogood produced a very thorough survey, and was extremely helpful and friendly in giving us balanced and clear advice. His in-depth report was detailed and painstaking, with lots of illustrative photos. the survey was a not inconsiderable expense, but one that we feel is fully justified by the quality of work produced.Recommended!
David
15:12 17 Oct 20
I requested Harding to provide a valuation for a lease extension. Albert Wellington was in charge of my property and he was extremely professional and helpful in addressing all my concerns. I would recommend him and the company with no hesitation.
Bene Walters
10:47 05 Oct 20
I was very impressed with how quickly Harding's got my survey booked in a and the surveyor was very responsive to the questions I had following the report. Very professional.
Themagiclantern
16:16 26 Sep 20
Quick, friendly and diligent.
Jergan Callebaut
11:10 26 Sep 20
A very efficient, timely and thorough service for us, as we go through the house buying process. I'd definitely use them again.
Claire Brown
14:17 19 Aug 20
Very satisfied with service. Report was delivered promptly and provided the information we needed.
Nicholas R.
10:05 23 Jul 20
Very impressive. I was struggling to book a survey quickly as most Surveyors time frames were three weeks. Kate was very helpful and booked in a survey on the following day. What was more impressive was the report was ready the next day. Highly recommend.
Nathan Stewart
08:02 22 Jun 20
Excellent service; professional, helpful, communicative and courteous as well as relatively quick. I would highly recommend.
Richard Denison Gay
14:49 02 Jun 20
A big thank you to Kate, Max and Lee at the Fulham Office for their engagement and professionalism in undertaking a recent survey at Greenwich. We were very appreciative of the ease of access to those involved in the work and the very friendly attitude. best of luck. Bill
William G. O'Neill
23:03 24 Apr 20
Harding Chartered Surveyors were recommended to me as I needed a property valuation to be completed. They kept me up-to-date throughout the process, were professional and a pleasure to deal with.
nicola handley
20:58 11 Feb 20
Very efficient and professional. I had my survey few months ago before buying my house and I am still following the advice from the survey to fix and repair what needed. I dealt with Scott Ingham and I think he worked very accurately and checked everything very carefully. Highly recommended.
Marianna Ciampa
14:25 30 Jan 20
Needed a valuation for a property purchase and can honestly say the service was 1st class from start to finish. Queries were dealt with promptly and followed up via telephone to make sure I was happy with the responses.The team are extremely knowledgeable.Thank you Kate, Albert, David and the rest of the team I will definitely use the company again.
Amel Ahmed
16:15 13 Nov 19
Harding's were great - very responsive, gave a very clear and detailed report and were happy to run through their comments with me over the phone.
Millie Jones
16:07 30 Oct 19
Brilliant thorough service!
Emma Goldschmidt
16:21 01 Oct 19
Jennifer Smith
11:12 30 Aug 19
Dealt with James Brook, very efficient and professional, James had the report sent out to us within 24hrs. would highly recommend.
Harry Coaker
09:46 22 Aug 19
Karen Royal
21:33 14 Aug 19
Harding Chartered Surveyors are a very professional business who handled a challenging task for us with ease. I highly recommend them and will be using their services again.
David Good
10:34 20 Jul 19
Very efficient service and very detailed report. We are very satisfied.
Karen Ng
22:30 01 Jul 19
Really quick turn around and professional service.
Lily Kwong
10:38 24 Jun 19
Sue Hodgkins
16:42 20 Jun 19
Have used for years and always been very happy. Competitive on service and always good on deadlines and quality. Recommended.
Neill Ghosh
14:22 11 Jun 19
tom binks
17:56 09 Apr 19
The surveyor turned up on time as planned to survey the roof, both inside and out, then was happy to discuss it all with us afterwards. Bit tricky in high winds. Report arrived 2 days later, just what we needed. Professional and thorough. Recommended.
Kevin Loughlin
20:27 28 Mar 19
Quick, responsive and very thorough. Would definitely recommend Hardings to others, and will come back to them the next time I need a survey completed.
Jon Brennan
09:44 01 Mar 19
Quick, efficient and excellent service. Came as a recommendation from a friend and we’d happily recommend too.
Abi and Andy La Fontaine
20:57 20 Feb 19
Bradley Roth
01:56 16 Feb 19
Thorough and professional surveyors. Very happy with their service. Highly recommended.
Giulio Pepe
16:25 16 Dec 18
Margaret Rowley
16:09 03 Dec 18
Good, thorough, and promptly scheduled homebuyer survey in Fulham. The surveyor called me and explained everything clearly.
Simon Wilson
15:54 10 Nov 18
Michael Rogerson
14:44 18 Jun 18
I highly recommend David. Very good technical knowledge. He was always available for our questions, which included a detailed call on the same day as the survey. The written survey report was clear, detailed and included pictures and estimates of the cost of repairs.
Daniel Vernazza
10:41 29 Apr 18
David gave us a fantastic service and has been a huge help during our property purchase process. We have had 2 surveys carried out, both of which were arranged very promptly. Thorough and extremely useful telephone calls and full written reports were received shortly afterwards. David's reports and advice have been invaluable to us.
James Palairet
11:16 09 Jan 18
I have worked with David and his team as a buying agent for many years now. The service they offer is an excellent one, timely with a commonsensical approach. I would recommend them to anyone.
Sarah Dixon
14:13 08 Jan 18
James provided a very professional and thorough service, highly recommended.
William Sharples
08:57 05 Oct 17
Very experienced firm and friendly staff. Highly recommended.
Elif Erdine
14:30 04 Oct 17

Is a RICS Shared Ownership valuation a worthwhile investment?


If you plan to purchase a larger percentage of your shared ownership home, you’ll need RICS registered valuers to provide an accurate valuation, which costs as little as a few hundred pounds and remains valid for three months. Fortunately, because valuations allow you to negotiate the terms of your share increase with your eyes open, they’re well worth the price.
Contact our qualified RICS registered valuers on 020 3598 6730 to learn more about equity valuations for shared ownership homes in London, or obtain a free quote for the building survey that your property may urgently require.